Managing Your Internet Passwords

Rice Belt - Digital Fluency - Managing Passwords

In today’s digital world, strong password practices are more important than ever. From banking and email to streaming services and shopping apps, nearly every aspect of our lives requires login credentials—and cybercriminals are constantly looking for ways to exploit them.

This guide outlines essential steps to protect your personal information, from using a trusted password manager to enabling two-factor authentication and avoiding common mistakes. A few smart habits can go a long way in keeping your data safe.

 

✅ Use a Password Manager

This is the single best tool for managing your login credentials.
Recommended tools:
• 1Password
• Bitwarden (open source & free option)
• Dashlane
• LastPass (use with caution; had past breaches)
• Apple iCloud Keychain (great for Apple users)
• Benefits:
• Store all passwords in one encrypted vault
• Auto-generate strong, unique passwords
• Autofill login forms securely
• Sync across devices

🔐 Enable Two-Factor Authentication (2FA)

Add a second layer of security for important accounts like email, banking, and cloud services.
• Use apps like:
• Authy
• Google Authenticator
• Microsoft Authenticator

Avoid SMS-based 2FA if possible (easier to hack via SIM-swapping).

🧠 Have a Few Memorized, Secure Passphrases

Keep 3–5 key passwords memorized (e.g., for your password manager, email, bank):
• Use a passphrase:
E.g. “MangoRiverDance!2025Zebra”
It’s long, easy to remember, and hard to crack.

🔁 Never Reuse Passwords

Especially for high-risk accounts (banking, email, healthcare). Reusing passwords is a top way hackers gain access after a breach.

🧹 Regularly Audit and Update

• Check for reused or weak passwords using your password manager’s audit tools.
• Change passwords after breaches (tools like HaveIBeenPwned.com can alert you).

🧾 Backup Your Vault

• Securely export or back up your password manager vault in case of technical failure.
• Store the backup in an encrypted location or physical safe.

❌ Avoid These Mistakes:

• Writing passwords in a notebook (unless securely stored and you’re offline)
• Using browser-based storage (except Safari/iCloud or Chrome with 2FA)
• Using obvious passwords like Password123! or personal info

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